Invest up to 20% of your EPF in Unit Trusts for even greater returns.

If you’re planning to use your EPF for your retirement you’d better make sure it’s going to last – statistics show that 72% of those who withdraw their EPF at the age of 55 tend to spend it all within just three years*. Diversifying your investments is always a good idea, which is why we recommend you use the EPF Member's Investment Scheme to invest a maximum of 20% of your EPF in other profitable ways.

Investing from your Account 1 (Example)

Balance

RM 120,000

Less mandatory

RM  (50,000)

Balance

RM   70,000

20% of balance

RM   14,000

You can invest from RM 1,000 up to RM 14,000

Investing from your Account 1

After 3 Months (Example)

Last investment (assumption)

RM   10,000

Balance in Account 1

RM 110,000

Plus contributions in the last 3 months

RM     4,500

Less mandatory

RM (50,000)

Balance

RM   64,500

20% of balance

RM   12,900

You can invest from RM 1,000 up to RM 12,900

Investing is easy.

• Below 55 years of age.

• Have a minimum of RM55,000 in Account I.

• Have not withdrawn any investment in the last three months.

If all the above applies to you, you are eligible for the EPF investments Scheme.

Simply:

• Check you have a minimum of RM55,000 in your Account I.

• Complete the KWSP Form 9F (AHL), the Account Operating Form, and a Transaction – Buy form (available from your agent/bank).

• Submit the completed forms together with a photocopy of your identification Card(front and back) to your agent/distributor.