Denny Insurance Company Kuching Sarawak Malaysia

Group Personal Accident Insurance

Group Personal Accident cover a group of persons in one policy e.g. employer on the lives of employees. Our policy provides payment of benefits for bodily injury caused directly and solely by accidental means.

It offers protection 24 hours a day, 365 days a year and anywhere in the world. Coverage is extended whether the employee at work, at home or on holiday.

The Benefits of our Policy

	Benefit A/B - Accidental Death and Permanent Disablement (PD) occurring within 12 months from the date of injury.
	Benefit C1/C2 -Weekly benefits for temporary total disablement and temporary partial disablement.
	Benefit D - Medical Expenses
	Benefit E - Weekly Hospital Income

General Exclusions

This policy does not cover

	Any person below 16 years and above 60 years of age at the date of effecting the policy.
	War risks
	Existing physical or mental defect
	Suicide or self injury
	Pregnancy or child-birth
	Hernia, HIV bacterial or viral infections, any disease or sickness
	Participation in a criminal act
	Professional sports
	Racing or any kind (other than on foot), caving, parachuting, hang gliding, hunting, mountaineering requiring ropes or guides, water-ski jumping, underwater activities involving the use of breathing apparatus.

*This is a summary only. Please refer to the Insurance Policy for complete details.