Liability

 

	Public Liability Insurance
	Bailee/ Warehousemen Liability Insurance
	Product Liability Insurance
	Professional Indemnity Insurance

 

PUBLIC LIABILITY INSURANCE

This insurance covers the legal liability of the Insured against bodily injury to third parties and loss of or damage to third parties property caused by the Insured's negligence in connection with the business specified in the policy. The coverage includes expenses of litigation recoverable by claimant against the Insured or incurred with the consent of the Company.

 

BAILEE/WAREHOUSEMEN LIABILITY

This insurance caters specially for bailee or warehouse operator who may be legally liable to pay for direct physical loss or damage to property of others stored in their warehouse(s) and/or whilst on motor vehicle(s) in the ordinary course of transit within the Territorial Limit specified in the policy. The coverage includes costs and expenses incurred in defending such claims from the property owners.

 

PRODUCT LIABILITY INSURANCE

This insurance is designed to cover the legal liability of the Insured against bodily injury and property damage to users of the insured products arising out of anything harmful or defective in the insured products (or the container thereof) which are sold or supplied by the Insured. The coverage includes expenses of litigation recoverable by claimant against the Insured or incurred with the consent of the Company.

 

PROFESSIONAL INDEMNITY INSURANCE

This insurance provides indemnity to professionals e.g. engineer, lawyer, surveyor etc. for bodily injury and material damage arising from a negligent act, negligent error or negligent omission committed, or omitted or alleged to have been committed or omitted (as the case may be) by the Insured in the ordinary course of the performance of their professional services.