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PRUbalanced Fund

Balanced Fund

 

Have you ever wondered how you can possibly grow your savings/investments further? And receive a regular income along the way?

 

At Denny's Insurance Company, we can help achieve these investment objectives while minimizing your risk. Because we understand how hard you’ve worked for your money and know that it’s our job to make it work as hard as you do.

 

 

HOW CAN I MAXIMIZE MY INVESTMENTS AND RECEIVE A REGULAR INCOME ALONG THE WAY?

 

The Balanced fund is a combination of an equity fund and a fixed income fund that seeks to provide capital growth and regular income. Through the Balanced fund, you can invest in a mixed portfolio of equities and fixed income securities.

 

 

DOES THIS MEAN I CAN HAVE MY CAKE AND EAT IT TOO?

 

The great thing about the Balanced fund is that it offers you the best of both worlds - the growth potential of equities and the regular income of fixed-income securities at the convenience of a single investment.

 

 

BUT HOW CAN I BE SURE THAT MY MONEY IS WELL INVESTED?

 

At Denny's Insurance Company you'll always have a team of highly qualified and experienced fund managers to ensure that your funds are well invested. With better access to research materials and independent market analyses, our fund managers can keep track of your investments to make sure that they remain consistent with the Fund's investment objectives.

 

 

HOW MUCH DO I NEED TO START INVESTING?

 

The best part about the Balanced fund is its low investment capital outlay. All you need is a small initial capital of RM1,000.

 

 

IS THIS FUND FOR ME?

 

If you are an investor who has moderate risk tolerance and whose aim is to gain capital appreciation and to enjoy meaningful income distribution, then the Balanced fund is ideal for you.

 

 

 

WILL I INCUR ANY CHARGES?

 

Yes, there are some basic fees as follows:

 

Sales Charge

5% of Selling Price.

Redemption Charge

Nil.

Annual Management Fee

1.5% p.a. on Gross Asset Value calculated on a daily basis.

Annual Trustee Fee

0.1% p.a. on the Gross Asset Value calculated on a daily basis.

Switching Fee

 

 

 

 

Applicable when you switch units from one fund to another.

1% of the redemption money subject to a maximum of RM100. 

However, there will be two free switches in each calendar year for each investor.

Transfer Fee

You can transfer units to another investor at no cost.

 

“ There are fees and charges involved and investors are advised to consider these before investing in the fund."

 

 

 

HOW MUCH CAN I INVEST?

 

Minimum initial investment

Lump sum

RM 1,000

Regular savings plan

RM 500

Minimum additional investment

Lump sum

RM 100

Regular savings plan

RM 100

Initial selling price

 

RM 0.50 per unit during the 21 days initial offer period (after which the price is subject to market fluctuations).

 

 

 

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