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PRUbond Fund

Bond Fund

 

Are you looking for something more than what a conventional deposit can give you? Are you the type who wants more from your money yet you're afraid of the stock market fluctuations?

 

At Denny's Insurance Company we can help you build a nest egg for your future, with the minimum of risks. We understand how hard you've worked and we know that it’s our job to make your money work as hard as you do.

 

 

HOW CAN I ACHIEVE MY INVESTMENT GOALS AND YET AVOID THE RISK OF THE STOCK MARKET FLUCTUATIONS?

 

The Bond fund can help you do just that. The Bond fund is a fixed income fund that seeks to provide regular income with some degree of stability in capital. Through it you can invest in a portfolio of fixed income securities which gives potentially better returns than cash or conventional fixed deposits yet avoid the risk of the stock market fluctuations.

 

 

HOW DO I STAND TO GAIN FROM THIS FUND?

 

The Bond fund gives you access to the benefits of bond investments, without maturity restrictions. You would also have the potential to achieve returns greater than fixed deposits over the medium to long term without being exposed Io the higher risks associated with the stock market.

 

 

BUT HOW CAN I BE SURE THAT MY MONEY IS WELL INVESTED?

 

At Denny's Insurance Company you'll always have a highly qualified and experienced team of fund managers to ensure that your funds are well invested. With better access to research materials and independent market analyses, our fund managers can keep track of your investments to make sure that they remain consistent with the Fund's investment objectives.

 

 

HOW MUCH DO I NEED TO START INVESTING?

 

Direct bond investments require a large capital outlay, making it less affordable to the average investor. The Bond fund lets you invest in a portfolio of fixed income securities with a low investment capital outlay. All you need is a small initial capital of RM2,000.

 

 

IS THIS FUND FOR ME?

 

The Bond fund is ideal if you're an investor aiming for a stable income stream. It's also suitable for you if you're an investor with low to moderate risk tolerance and a medium-term investment horizon.

 

 

 WILL I INCUR ANY CHARGES?

 

 Yes, there are some basic fees as follows:

 

Sales Charge

Nil.

Redemption Charge

Nil.

Annual Management Fee

 

1.0% p.a. on Gross Net Asset

Value calculated on a daily basis.

Annual Trustee Fee

 

0.08% p.a. on Gross Net Asset

Value calculated on a daily basis.

Switching Fee

 

 

 

 

 

Applicable when you switch units from one fund to another.

1% of the redemption money subject to a maximum of RM100.

However, there will be two free switches in each calendar year for each investor.

Transfer Fee

 

You can transfer units to another investor at no cost.

 

"There are fees and charges involved and investors are advised to consider these before investing in the fund."

           

 

 HOW MUCH CAN I INVEST?

 

Minimum initial investment

 

Lump sum or regular savings plan

RM 2,000

Minimum additional investment

 

Lump sum or regular savings plan

RM 500

Initial selling price

 

 

RM 0.50 per unit during the 21 days initial offer period (after which the price is subject to market fluctuations).

 

 

 

 

 

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