Growth Fund

Do you work around the clock every day? Are you looking for an investment option to allow your money to do the same?

At Denny's Insurance Company, we can help you maximize your investments whilst minimizing your risks. We understand how hard you work and know what it�s our job to make your money work as hard as you do.

CAN I MAXIMIZE MY INVESTMENTS THROUGH THE GROWTH FUND?

Yes. The Growth fund is an equity fund that seeks to provide long-term capital Growth with the possibility of gaining income. Through the Growth fund, you would be investing in undervalued stocks with good Growth potential.

HOW DO I STAND TO GAIN FROM THIS FUND?

The Growth fund offers good capital Growth over a long term. It invests in companies that are well established, but are still on the Growth track.

HOW IS MY RISK MINIMIZED?

The Growth fund lets you invest in an array of securities. This diversification in turn helps to spread and reduce your risks.

BUT HOW CAN I BE SURE THAT MY MONEY IS WELL INVESTED?

At Denny's Insurance Company you'll always have a team of highly qualified and experienced fund managers to ensure that your funds are well invested. With better access to research materials and independent market analyses, our fund managers can keep track of your investments to make sure that they remain consistent with the Fund's investment objectives.

HOW MUCH DO I NEED TO START INVESTING?

The best part about the Growth fund is its low investment capital outlay. All you need is a small initial capital of RM1,000.

IS THIS FUND FOR ME?

The Growth fund is ideal if you're an investor who seeks high capital�� appreciation. You would have moderate to high risk tolerance and a medium to long-term investment horizon. As the Fund aims to achieve capital Growth (i.e., an increase in the price of a Unit), all capital gains, dividends and interest income received by the Fund will, in the absence of expressed instructions to the contrary, be reinvested for further Growth opportunities. Distribution of income to you would therefore be incidental (i.e. you may or may not receive interest income at the end of the financial year).

WILL I INCUR ANY CHARGES?

Yes, there are some basic fees as follows:

Sales Charge	5% of Selling Price.
Redemption Charge	Nil.
Annual Management Fee	1.5 % p.a. on the Gross Asset Value calculated on a daily basis.
Annual Trustee Fee	0.1 % p.a. on the Gross Asset Value calculated on a daily basis.
Switching Fee	Applicable when you switch units from one fund to another. 1% of the redemption money subject to a maximum of RM100. However, there will be two free switches in each calendar year for each investor.
Transfer Fee	You can transfer units to another investor at no cost.

�There are fees and charges involved and investors are advised to consider these before investing in the fund."

HOW MUCH CAN I INVEST?

Minimum initial investment

Lump sum

RM 1,000

Regular savings plan

RM 500

Minimum additional investment

Lump sum

RM 100

Regular savings plan

RM 100

Initial selling price

RM 0.50 per unit during the 21 days initial offer period (after which the price is subject to market fluctuations).