Small-cap Fund

Is your savings account taking forever to build up? Ever thought of reaping rewards from the stock market? But do you have enough information of how the market works?

At Denny's Insurance Company, we have the knowledge and resources to maximize your investments while minimizing your risks. We understand how hard you work for your money and know that it’s our job to make it work just as hard as you do.

WHY WOULD I CHOOSE THE SMALL-CAP FUND?

Through the Small-cap fund, we'll help you to invest in a portfolio of small market capitalization companies which are under-researched. The stocks of small companies generally tend to be under-valued and so provide greater opportunity for maximum returns.

BUT ISN'T IT RISKY?

Small companies tend to get overlooked by the majority of investors due to factors such as lack of market information and lack of awareness of the opportunities that these small companies can offer. Many investors avoid investing in smaller companies because they are perceived to be highly volatile and risky. However with in-depth research and careful stocks selection by our fund managers, your risks are managed while you have the opportunity to enjoy maximum capital appreciation.

HOW lS MY RISK MINIMIZED?

The Small-cap fund lets you invest in an array of these small market capitalization companies. This diversification then helps to spread and reduce your risks.

BUT HOW CAN I BE SURE THAT MY MONEY IS WELL INVESTED?

At Denny's Insurance Company, you'll have a highly qualified and experienced team of fund managers to ensure that your funds are well invested. With better access to research materials and independent market analyses, our fund managers can keep track of your investments to make sure that they remain consistent with the Fund's investment objectives.

HOW MUCH DO I NEED TO START INVESTING'?

One of the best parts about the Small-cap fund is its low investment capital outlay. All you need is a small initial amount of RM1,000.

IS THIS FUND FOR ME?

The Small-cap fund is ideal if you’re an investor who seeks higher capital appreciation, such as parents investing for their young children, be it for their education or other future needs. This fund is more suited for investors with high risk tolerance and a long-term investment horizon. As the Fund aims to achieve capital growth (i.e., an increase in the price of a Unit), all capital gains, dividends and interest income received by the Fund will, in the absence of expressed instructions to the contrary, be reinvested for further growth opportunities. Distribution of income to you would therefore be incidental (i.e., you may or may not receive interest income at the encl of the financial year).

WILL I INCUR ANY CHARGES?

Yes, there are basic fees as follows:

“ There are fees and charges involved and investors are advised to consider these before investing in the fund. “

HOW MUCH CAN I INVEST?